Family Home Guarantee Scheme

The Family Home Guarantee is an Australian Government scheme that helps single parents buy a family home. 

You can use the Family Home Guarantee to build a new home or buy an existing home with a deposit of as little as 2% for an owner-occupied purpose only. Both first home buyers and previous homeowners can apply.

• Be an Australian citizen, aged 18 years or over. Permanent residents aren’t eligible.
• Be a single parent with at least one dependent living with you
• Have earned $125,000 or less last financial year

• You cannot currently own a home, but you can have owned a home before.
• You have at least a 2% deposit to contribute towards your property purchase.
• The single parent must be the only name listed on the loan and the certificate of title.