As we go through life our personal and lifestyle circumstances will evolve along with our financial requirements.
Homeowners look at refinancing options for many reasons. Some people look at refinancing to draw on available equity they have built over the years to purchase additional property, renovate, buy a car, or pay off personal debt.
In other cases, the homeowner may be dissatisfied with the service of their current lender, or the rates and features of their home loan product and want to explore better options in the market.
Whatever the scenario, here at Global Finance and Mortgages we will explore your home loan options and provide suitable options to assist in achieving your goals.
Please reach us at mihir-patel@outlook.com if you cannot find an answer to your question.
Generally, the following costs apply when you refinance:
We would need to understand your complete financial situation before we provide a refinance analysis for you to decide whether or not the cashback is worth refinancing for.
The answer is yes, only if you are refinancing dollar for dollar. However, if you maintain your previous repayments after refinancing to a 30-year term, you will not pay any extra interest and it may even be slightly lower.
If you are increasing your loan amount, to minimise your repayments and lower your monthly commitments, you may select to increase the loan term.
☎️ 0415 075 657 📧 mihir-patel@outlook.com Torrensville, SA 5031
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Your complete financial situation will need to be assessed before acceptance of any proposal or product.
Credit Representative 531017 is authorised under Australian Credit Licence 384324
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